Reading: Lesson 3 - The need for adjusting entries
The income statement of a business reports all revenues earned and all expenses incurred to
generate those revenues during a given period. An income statement that does not report all revenues
and expenses is incomplete, inaccurate, and possibly misleading. Similarly, a balance sheet that does
not report all of an entity’s assets, liabilities, and stockholders’ equity at a specific time may be
misleading. Each adjusting entry has a dual purpose: (1) to make the income statement report the
proper revenue or expense and (2) to make the balance sheet report the proper asset or liability. Thus,
every adjusting entry affects at least one income statement account and one balance sheet account.
Since those interested in the activities of a business need timely information, companies must
prepare financial statements periodically. To prepare such statements, the accountant divides an
entity’s life into time periods. These time periods are usually equal in length and are called accounting
periods. An accounting period may be one month, one quarter, or one year. An accounting year,
or fiscal year, is an accounting period of one year. A fiscal year is any 12 consecutive months. The
fiscal year may or may not coincide with the calendar year, which ends on December 31. As we show
in Exhibit 15, 63 per cent of the companies surveyed in 2004 had fiscal years that coincide with the
calendar year. In 2008, the comparable figure for publicly-traded companies in the US was 65 per cent.
Companies in certain industries often have a fiscal year that differs from the calendar year. For
instance many retail stores end their fiscal year on January 31 to avoid closing their books during their
peak sales period. Other companies select a fiscal year ending at a time when inventories and business
activity are lowest.
Periodic reporting and the matching principle necessitate the preparation of adjusting entries.
Adjusting entries are journal entries made at the end of an accounting period or at any time financial statements are to be prepared to bring about a proper matching of revenues and expenses.
The matching principle requires that expenses incurred in producing revenues be deducted from
the revenues they generated during the accounting period. The matching principle is one of the
underlying principles of accounting. This matching of expenses and revenues is necessary for the
income statement to present an accurate picture of the profitability of a business. Adjusting entries
reflect unrecorded economic activity that has taken place but has not yet been recorded. Why has the
company not recorded this activity by the end of the period? One reason is that it is more convenient
and economical to wait until the end of the period to record the activity. A second reason is that no
source document concerning that activity has yet come to the accountant’s attention.
Adjusting entries bring the amounts in the general ledger accounts to their proper balances before
the company prepares its financial statements. That is, adjusting entries convert the amounts that are
actually in the general ledger accounts to the amounts that should be in the general ledger accounts for
proper financial reporting. To make this conversion, the accountants analyze the accounts to determine
which need adjustment. For example, assume a company purchased a three-year insurance policy
costing USD 600 at the beginning of the year and debited USD 600 to Prepaid Insurance. At year-end,
the company should remove USD 200 of the cost from the asset and record it as an expense. Failure to
do so misstates assets and net income on the financial statements.
Companies continuously receive benefits from many assets such as prepaid expenses (e.g. prepaid
insurance and prepaid rent). Thus, an entry could be made daily to record the expense incurred.
Typically, firms do not make the entry until financial statements are to be prepared. Therefore, if
monthly financial statements are prepared, monthly adjusting entries are required. By custom, and in
some instances by law, businesses report to their owners at least annually. Accordingly, adjusting
entries are required at least once a year. Remember, however, that the entry transferring an amount
from an asset account to an expense account should transfer only the asset cost that has expired.