Reading: Two Inevitable Risks Slides

FINANCIAL SECURITY
SEMINAR
“Become Your Own Bank”

Alex Barrón

INTRODUCTION: REVIEW OF FINANCIAL FREEDOM SEMINAR

THE AMERICAN DREAM IS

Having Success In Life and 

Being Financially Free!

THE SAD REALITY

Uncertainty and 

Financial Slavery!

The Debt Trap

The Possibility Map
From Slavery to Freedom

¿What Future Do You Prefer?

FINANCIAL SECURITY SEMINAR
How to Become Your Own Bank

By Alex Barrón

www. wealthheritage.com

LESSON 1: TWO INEVITABLE RISKS

Two Things Are Certain in Life

1.) We Will Grow Old

2.) We Will Eventually Die

¿Who is Responsible for Your Retirement?

A lot of People unconsciously leave that responsibility to “someone else”.  

Spouse/Partner

Kids

Family

Government

Financial Advisor

Typical Financial Strategy

1. Hope – Everything will be ok

2. Shift Responsibility

3. Entitlement Mentality

Social Security

Medicare

Pensions

RETIREMENT - HOW WILL YOU SURVIVE?

DO YOU HAVE A PLAN FOR YOUR RETIREMENT? 

DO YOU HAVE A STRATEGY? 

WHAT IS IT? 

Hope? 

Prayer? 

Your kids will take care of you? 

Social Security?

Government Hand out? 

Company Pension Plan?

Retirement Accounts – IRA, 401(k), Etc.? 

What Is the Situation for Most People? And their "Solutions"?

Most are Drowning in Debt - We Lose Thousands of $$ in Interest - Some Think Bankruptcy is the Answer. 

Children’s Education - Plan 529, Student Loans, Financial Aid, Parents Pay

Save For Retirement - CD's, 401k, IRA, Mutual Funds 

Want to Invest - Mutual Funds, Stock Market, Cryptocurrencies? 

Real Estate - Buy Houses to Rent or Flip 

Start a Business - 90% Fail 

So - How can we prepare ourselves to have a secure income for the day we want to be able to enjoy a comfortable retirement?

Traditional Investments – IRA, 401(k)

"Any financial plan based on a hoped-for return in the stock market is not a plan, it’s a wish." - Dwayne Burnell

What is a Realistic Rate of Return?

TV financial gurus often say mutual funds can make 10-12%/ yr

Over the last 20 years annualized pretax returns are typically less than 5%.

If management fees are 2%+, how much can one realistically expect at retirement?

Real Estate Investment

“Leverage is great as long as home prices are going up. Then when they start to go down, it can kill you.” - Alex Barrón

Commercial Banks– How Safe Are They?

"I believe banking institutions are more dangerous to our liberties than standing armies." - Thomas Jefferson

What to Do???

Pay Debts?

Invest for the Future?

If You Die Unexpectedly,
Who Will Take Care of Your Family?

The average life expectancy is now 75 years for men and 80 for women.  

If you died prematurely, have you made arrangements? 

Would your family be economically protected in case you are missing?

 Do not leave it for “Later".

Life Insurance is a Gift of Love

Life insurance protects human life value by creating an estate. When the person who is covered by the insurance (the “insured”) dies, a definite sum of money (a “death benefit”) is paid to the beneficiary.

There’s a Better Solution!

This solution will help you: 

Protect your Family 

Start your Wealth Tree 

Pay yourself First 

Get out of debt faster! 

Pay the interest you would have paid to the bank!

Create a Legacy 

DARE TO PROSPER! 

How???

 INVEST IN YOURSELF !!!

 BECOME YOUR OWN BANK!

New Plan: Invest in Yourself!

FINANCIAL FREEDOM AND SUCCESS INSTITUTE

Financial Freedom Seminar – New Mentality

Financial Security Seminar– Become Your Own Bank

University of Success– How to Become a Millionaire with a Purpose

Financial Investment Seminar– How to Invest

Destiny of the 3rd Millennium – How to achieve your Life Goals and Destiny

WHY BECOME YOUR OWN BANK?

OUR PURPOSE:

To teach you why learning to

BECOME YOUR OWN BANK

Can help you to:

Provide Financing for your Daily Living and Big Purchases.

Cut Reliance on Banks Out of Your Life Forever.

Prepare for your Retirement.

Take care of your family when you pass away and leave a gift of love.